This website (hereafter referred to as “Seven Sages.in website”) belongs to Seven Sages Investment Services (hereafter referred to as “Seven Sages.in”), a company based in Mumbai, India.
The content of the Seven Sages.in website is provided for information purposes only. Although Seven Sages.in takes all reasonable care to ensure that the information on this website is correct at the time of publication, it makes no representation or warranty (including liability towards third parties), express or implied, regarding the accuracy, reliability or completeness of the information provided. The information provided on the Seven Sages.in website may be modified at any time without prior notice. The posting of any information on the website should not be understood to imply that there have been no changes since the information was filed with the relevant regulatory authority or since it was published or that the information is accurate at any time after publication. By accessing the Seven Sages.in website or using any information provided on this website (for personal use or for third parties), you signify your agreement to be bound by the Terms of Use below.
This document may be updated at any time. Therefore, Seven Sages.in advises you to download and read it again regularly to ensure that you are informed of any changes. The date on which this document was last updated is shown below.
No information published on the Seven Sages.in website constitutes financial, legal, tax or other advice, nor should any investment or any other decision be made solely based on this information. Investments in any of the investment instruments described on the Seven Sages.in website should only be made after carefully studying the corresponding prospectus and fund contract as well as the annual or half-yearly report including all the legal information therein. You should study and obtain all information from various resources available before making any investment decision.
The information contained on the Seven Sages.in website is neither tailored to nor oriented towards your individual situation. Therefore, such information may be completely unsuitable for or inapplicable to your individual investment decisions. You should obtain personal advice from our qualified expert before making any investment decision.
No information published on this website constitutes a solicitation, offer or recommendation to buy or sell any investment instruments or to conclude any other transactions or any legal acts whatsoever.
The value of an investment may fall as well as rise at any time. The future performance of an investment cannot be deduced from previous market value. Therefore, good performance in the past does not guarantee good performance in the future. Investments in equity are subject to market fluctuations and therefore carry a higher level of risk. Therefore, Seven Sages.in cannot guarantee that any capital invested will maintain its value or increase in value. The Seven Sages.in website may contain forward-looking statements. Even if such forward-looking statements reflect the views and future expectations of the corresponding fund providers, a series of risks, uncertainties and other factors may cause actual developments and results to diverge substantially from the fund providers’ expectations. Seven Sages.in is not obliged (and explicitly declines any obligation) to update or change the forward-looking statements of the corresponding fund providers, on the basis of either new information or future events or for any other reason.
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Fund information and documents are provided either by Seven Sages.in, by the different data providers or by the fund providers themselves. If the information and documents are published on the Seven Sages.in website by Seven Sages Investment Services, then Seven Sages.in will rely on the information provided by the fund providers regarding distribution licences for the investment instruments. Seven Sages.in cannot be held liable for incorrect information regarding distribution licences.
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Seven Sages.in may suspend the operation of the Seven Sages.in website at any time for maintenance or repair work or to update or improve the website’s content or functionality. Seven Sages.in does not warrant that access to or use of the website or of any sites or pages linked to it will be uninterrupted or error free.
This document forms the entire understanding between you and Seven Sages.in with respect to use of the Seven Sages.in website and supersedes all previous agreements, understandings and representations relating to use thereof.
We understand that wealth cannot be achieved in few years and is a complex, and highly challenging personal road. We make it our concern to help you on that journey.
Write to us for more details on how to achieve your personal financial goals and wealth creation ideas.
Neha has diverse and rich experience of more than 23 years in handling various strategic roles across levels. Prior to starting Seven Sages Investment Services, Neha was with Madison Retail as Strategy and Business Development Head handling retail projects with leading brands like Tata, Godrej, Shoppers Stop to name a few. Post her stint with the corporate world, she has been an entrepreneur and started her own consulting practice providing financial advisory services to her clients. She has advised local and international clients across sectors in developing their wealth management portfolios. Neha's extensive business experience and passion for helping clients, invest and manage their wealth is key to her success. She focuses on client relationships and creating a financial plan for wealth development and preservation.
Vishal Birwatkar is a result oriented, diligent and successful Private Banker with 25 years of experience in Financial Planning, Private Wealth Management and Investment Banking. He was associated with ABN AMRO Bank, HSBC Bank, Barclays Bank, Motilal Oswal Private Wealth, ING Bank and Jones Lang LaSalle - Corporate Finance. As a Private Banker, Vishal worked with individuals, professionals, families and business owners. Vishal is passionate about research and puts a great emphasis on continued learning, staying abreast of market trends and partnering with latest wealth creation ideas across the landscape. He takes out time for learning and in educating his clients which clearly demonstrates true passion in identifying and serving his client’s needs, thus creating a successful partnership. His strong academic background, adherence to ethical values, best practices and consistency makes him an outstanding Investment Advisory professional. In 2019, Vishal moved away from a large, bureaucratic, commission-based environment to join his wife in mentoring and strengthening SSIS that would ultimately offer their clients a rich and bespoke Investment Advisory experience.
Weather you just started working or working for long time we all require a clear financial plan. If we don’t have one, then we need advice in creating a sound and logical strategy, understanding existing investments as well as realising new requirements to accumulate the capital required to meet all your future financial goals. SSIS follows a meticulous personal financial review to help you structure all your requirements and meet your financial goals. We begin with a face to face meeting to gather, study and analyse your family cash flow details, with an objective to upgrade your existing financial position - which include building liquid cash reserves, paying off your mortgages, proper positioning of your important events (Kids higher education, retirement etc). Our objective is to help you take informed decisions in all phases of your financial life.
When you accumulate assets from long term savings, yearly bonus, business profits, property sale, inheritances etc, you need guidance on; Preserving this hard earned asset and on identifying avenues to deploy this asset that is risk free and help them multiply. We follow a stringent wealth management process right from evaluation of your current assets to identifying family goals (both short term and long term) to finding any gap (between your current investments vs expected goals) to formation of goal achieving strategy to restructuring existing investments and implementing new investment strategies and lastly monitoring all implemented strategies on a regular basis.
Investment advisory process :
Planning taxation will be key to all investments. The objective is to help in reducing tax liability in both short term and long term goals and in maximising after tax cash flow for all our clients. We make sure that all elements of financial plan function is in sync to deliver maximum tax efficiency.
In retirement process we understand the current family spending rate and after analysing future value of such spending (considering Inflation) create an appropriate structure for accumulation. We also consider current long term available investments in an appropriate structure to facilitate accumulation before retirement and maximum distribution after retirement.
A lot of people are reluctant to speak about money and death. We believe that there are always unwelcome surprises that hits all of us one day and these surprises sometimes causes trauma and lot of stress, particularly where money and assets are involved. As your personal financial advisor you can confine in us to evaluate your wealth transfer objectives and define strategies to achieve the transfer plan. This only helps in smooth distribution of assets to your heirs, care of minor children / old parents (if any) as per your legal Will and Estate plan. We can also help you set up a trust that will help you ring fence your investments / assets and define all set of instructions on when and how you want your beneficiaries to get the assets. Lot of families use this tool to have a better control on distribution of their assets to their near ones.