Whether you just started working or working for long time we all require a clear financial plan.
Seven Sages Investment Services (SSIS) is an Independent Financial Advisory firm that specialises in offering bespoke Wealth Management services to individuals, professionals, business owners and families. SSIS focus is on understanding each client’s unique vision, preferences and goals and aligning advice and portfolio structure in a personalised manner to help our clients achieve financial stability and peace of mind.
SSIS is based in Mumbai, India and uses paper free technology to make sure that we can reach our clients anywhere any time irrespective of their location, which also enables us to provide the advice and solutions that one needs in the comfort of the clients own home, office or in a coffee shop - nearly anywhere and at any time zone.
In ancient India, Seven Sages (Seven Wise Men) each were known for their respective Energies & Values. SSIS epitomises these Seven Wise Men – Wisdom, Awareness, Diligent, Expertise, Integrity, Acumen and Discipline. These values are backbone to all our Investment advisory and proposed Wealth creation ideas.
Neha has diverse and rich experience of more than 23 years in handling various strategic roles across levels. Prior to starting Seven Sages Investment ServicesRead more
At SSIS, we understand your entire financial picture (personal profile, needs and goals) and then create an integrated solution aligned to meet those unique needs and goals. SSIS offers personalised wealth creation advice including, Financial Planning and Investment Management services. The ultimate goal of SSIS is to hold, maintain and grow long-term wealth. SSIS focus on comprehensively managing a person’s financial situation. We offer a wide range of services, including:
We understand that wealth cannot be achieved in few years and is a complex, and highly challenging personal road. We make it our concern to help you on that journey.
Write to us for more details on how to achieve your personal financial goals and wealth creation ideas.
Neha has diverse and rich experience of more than 23 years in handling various strategic roles across levels. Prior to starting Seven Sages Investment Services, Neha was with Madison Retail as Strategy and Business Development Head handling retail projects with leading brands like Tata, Godrej, Shoppers Stop to name a few. Post her stint with the corporate world, she has been an entrepreneur and started her own consulting practice providing financial advisory services to her clients. She has advised local and international clients across sectors in developing their wealth management portfolios. Neha's extensive business experience and passion for helping clients, invest and manage their wealth is key to her success. She focuses on client relationships and creating a financial plan for wealth development and preservation.
Vishal Birwatkar is a result oriented, diligent and successful Private Banker with 25 years of experience in Financial Planning, Private Wealth Management and Investment Banking. He was associated with ABN AMRO Bank, HSBC Bank, Barclays Bank, Motilal Oswal Private Wealth, ING Bank and Jones Lang LaSalle - Corporate Finance. As a Private Banker, Vishal worked with individuals, professionals, families and business owners. Vishal is passionate about research and puts a great emphasis on continued learning, staying abreast of market trends and partnering with latest wealth creation ideas across the landscape. He takes out time for learning and in educating his clients which clearly demonstrates true passion in identifying and serving his client’s needs, thus creating a successful partnership. His strong academic background, adherence to ethical values, best practices and consistency makes him an outstanding Investment Advisory professional. In 2019, Vishal moved away from a large, bureaucratic, commission-based environment to join his wife in mentoring and strengthening SSIS that would ultimately offer their clients a rich and bespoke Investment Advisory experience.
Weather you just started working or working for long time we all require a clear financial plan. If we don’t have one, then we need advice in creating a sound and logical strategy, understanding existing investments as well as realising new requirements to accumulate the capital required to meet all your future financial goals. SSIS follows a meticulous personal financial review to help you structure all your requirements and meet your financial goals. We begin with a face to face meeting to gather, study and analyse your family cash flow details, with an objective to upgrade your existing financial position - which include building liquid cash reserves, paying off your mortgages, proper positioning of your important events (Kids higher education, retirement etc). Our objective is to help you take informed decisions in all phases of your financial life.
When you accumulate assets from long term savings, yearly bonus, business profits, property sale, inheritances etc, you need guidance on; Preserving this hard earned asset and on identifying avenues to deploy this asset that is risk free and help them multiply. We follow a stringent wealth management process right from evaluation of your current assets to identifying family goals (both short term and long term) to finding any gap (between your current investments vs expected goals) to formation of goal achieving strategy to restructuring existing investments and implementing new investment strategies and lastly monitoring all implemented strategies on a regular basis.
Investment advisory process :
Planning taxation will be key to all investments. The objective is to help in reducing tax liability in both short term and long term goals and in maximising after tax cash flow for all our clients. We make sure that all elements of financial plan function is in sync to deliver maximum tax efficiency.
In retirement process we understand the current family spending rate and after analysing future value of such spending (considering Inflation) create an appropriate structure for accumulation. We also consider current long term available investments in an appropriate structure to facilitate accumulation before retirement and maximum distribution after retirement.
A lot of people are reluctant to speak about money and death. We believe that there are always unwelcome surprises that hits all of us one day and these surprises sometimes causes trauma and lot of stress, particularly where money and assets are involved. As your personal financial advisor you can confine in us to evaluate your wealth transfer objectives and define strategies to achieve the transfer plan. This only helps in smooth distribution of assets to your heirs, care of minor children / old parents (if any) as per your legal Will and Estate plan. We can also help you set up a trust that will help you ring fence your investments / assets and define all set of instructions on when and how you want your beneficiaries to get the assets. Lot of families use this tool to have a better control on distribution of their assets to their near ones.